What Are My First Party Benefits in Michigan?
If you have been involved in a serious car accident in Michigan and you were carrying auto-insurance at the time, you are entitled to Michigan no fault benefits. Michigan is the only state with this type of insurance law that is required and it is of great benefit to those sustaining an injury as a result of a Michigan car accident. No-Fault benefits in Michigan ensure that you will receive payment for the injuries sustained, and the first party benefits include:
Is it only drivers of automobiles that are covered the no-fault law? In fact, even pedestrians and bicyclists are covered as long as they currently carry some type of insurance. No-Fault benefits are to your advantage because if you are seriously hurt in an accident, the benefits could last a lifetime.
What Are The Additional Costs To Michigan Residents For No-Fault Law?
The cost for No-Fault benefits is a small price to pay for Michigan residents. The additional cost is $140/year on top of what other states pay for their auto insurance. This may seem like a lot of money, but if you or a loved one happens to get seriously injured in an accident, you will be happy to live in Michigan and know that your accident related expenses will be taken care of for the rest of your life.
How and When Do I Apply To Recieve My No-Fault Benefits?
No Fault Benefits do have a Statute of Limitations of one year. This means you must fill out an application and send it to your insurance within one year of sustaining your injuries. It is best to file this paperwork as soon as possible and give yourself the best chance for recovery. If you do not apply within 1 year of the accident, regardless of your injuries you will not be entitled to no fault benefits.
Most of the time, recreational vehicles are not included in the law such as snowmobiles, motorcycles, ATV's, etc. If one of these vehicles gets into a collision with a automobile, you might be able to get the no-fault benefits you deserve.
Contact an Experienced Michigan Auto Accident Attorney
To ensure you get the benefits and representation that you need, contact Michigan auto accident attorney David M. Clark and The Clark Law Office today for a free consultation at (517) 347-6900.